Shop Around for Insurance!

I’ve written before about shopping around for insurance, and it’s that time of year for me again. There’s a part of me that hates it, well it is a bit of a chore. But the other part of me relishes the opportunity to save money! (Of course! Ha).

This year I couldn’t actually find any cheaper quotes for car insurance, but that didn’t stop me ringing up my current insurer and asking whether or not there would be any movement on my renewal price. I already knew their quote was £50 cheaper than anyone else, but they knocked a further £35 off! It just shows if you don’t ask, you don’t get!

So this is just a short post to encourage you to always ask for a better deal.

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Swagbucks – September Swago PLUS Spin & Win

The digital rewards site Swagbucks is holding a big “Swago” promotion starting Monday, September 11th at 5pm BST! Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it.

Here are a few tips:

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.  You have until 12pm PT/3pm ET on Tuesday, September 19th to mark off as many squares as possible so use your time wisely.  Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value.
  • Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and expires at the same time. Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 300 SB bonus, which goes a long way towards your first gift card from the retailer of your choice.  Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if 300 SB before the first of next month, you’ll get a bonus 300 SB!

Get 500 bonus points when you sign up for Swagbucks in September!

The September Referral Bonus is here! All throughout September you can earn large bonuses from Swagbucks.

Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash.

When you sign up through me this month, you can earn a 500 SB bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 1/10/17. You’ll get a 300 SB bonus for it!

3. If you spend at least £25 through Swagbucks Shop* you’ll get another 200 SB bonus on top of the cash back you’ll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn’t cost you anything extra, but you’ll get SB points for every pound you spend (on top of the bonus)! That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and I’ve earned more than £2,000 to date. You might remember reading that I was recently able to purchase an £179 leather jacket from M&S FOR FREE! All thanks to Swagbucks.

*You must receive your shopping SB before 1 November

Swagbucks Swag Luau Team Challenge

Put on your lei, enjoy some Slack-key guitar, and get ready to eat some Kalua Pork, because Swagbucks is holding a Luau Team Challenge to help you earn free gift cards! For those of you who don’t know what Swagbucks is, it’s a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web! If you’ve never tried Swagbucks before because you didn’t know where to begin, their Team Challenges are a great way to learn the ropes!

The challenge, begins Monday 14th August at 4pm BST, but you can pre-register starting on Friday 11th August. Here’s how you can join the challenge and the site:

1. Click here to join the challenge and be assigned to a team.

2. Starting 14th August at 4pm BST, in addition to earning SB you’ll contribute points to your teams total as you complete different activities on Swagbucks.

3. Check back on the page often to see the scores and what you’ve contribute so far.    All members who participate and contribute at least 600 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Rebate on their next gift card! Not only that, but if you sign up under me this month and earn 300 SB before September 1st, you’ll get a 300 SB bonus!

Members of the 1st place team will receive a 100 SB Swag Up Rebate, members of the 2nd place team will receive a 50 SB Swag Up Rebate, and members of the 3rd place team will receive a 30 SB Swag Up Rebate. Your SB Swag Up Rebate will be made available on Friday 18th August at 10pm BST and will expire on Friday 1st September at 7.59am BST.

Swagbucks August Referral Bonus – 500 SB per Referral!

 

The end of summer may be here, but you can still earn large bonuses from Swagbucks all month long!

Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash.

When you sign up through me this month, you can earn a 500 SB bonus!

Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 1/9/17. You’ll get a 300 SB bonus for it!

3. If you spend at least £25 through Swagbucks Shop* you’ll get another 200 SB bonus on top of the cash back you’ll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn’t cost you anything extra, but you’ll get SB points for every £ you spend (on top of the bonus)!

That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and in the last quarter, I earned enough to by my husband this fabulous leather jacket from Marks and Spencer!

*You must receive your shopping SB before 1 October

Lush Solid Shampoo and Conditioner Bars

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I realised that in all my Lush posts, I didn’t actually have a picture of their solid shampoo and conditioner bars. So here they are – now you know what they actually look like. I find one of these lasts about a month for me, but I have very long, thick hair. My husband has short hair and I think he can make them last more like 6 months which is pretty awesome value! Pictured are the ones I use – Montelbano (the yellow shampoo bar) and Jungle (the green conditioner bar). Montelbano is full of lemons to add shine and Jungle has an exotic scent; also it is a very light conditioner so ideal for greasy hair. My husband uses Soak & Float which contains Cade Oil – designed to help with psoriasis,  dandruff and eczema. I also LOVE their BIG solid conditioner, which makes my hair seriously soft and shiny.

Lush now make the conditioner bars in an oval shape, so you can tell which is which, without looking. You can also buy little tins to transport them in, if you are travelling. I only have the round tins, as I bought them before they changed the shape. I cut down the conditioner to take it with me, as I don’t want to buy more. You should always allow them to air dry however, or they will go soggy. They do have a tendency to stick to the tin, so at home I store them on a wire soap rack.

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If you want to read more about ingredients and how to use them, you can go to the Lush website and they even have a video. We will never go back to buying shampoo and conditioner in plastic bottles! These work so well, take up less space in our bathroom and  are fantastically compact for travelling. Plus, you can avoid any rules about taking liquids onboard.

Care to share your experiences with solid toiletries?

UK Shoppers Spend One Billion Pounds Less on Clothing

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Minimalism is hitting the UK, with Millennials spending in excess of One Billion Pounds less on clothing last year. With firms such as M&S, French Connection failing to turn a profit and High Street stalwart Jaegar going into administration – it really seems that the tide is beginning to turn. Fashion is just not in fashion any longer!

So what exactly are UK shoppers spending their money on instead? The answer is experiences. The High Street chains are now getting in on the act aiming to flood you with a choice of ‘shopping experiences’; with nail bars popping up in Superdrug. Mintel reports that people are spending much more money on going out and eating out. Retailers are looking for ways to encourage people to come into their physical stores, since the explosion of online shopping. Each is looking to create a unique shopping environment, to encourage you to part with your cash.

Next are planning to incorporate florists within their stores, along with upmarket restaurants and a Prosecco Bar. River Island has a style studio, complete with a personal shopper. They will whisk you into a VIP area, ply you with Prosecco and then you’ll get to try on lots of personally recommended products. Trainer retailer Superga has introduced artists into store, so that you can select a trainer and have the artist paint it for you. Topshop have employed virtual reality in their stores, to take things to a whole new dimension. Their Oxford Street store has recently had a virtual water slide installed which includes a virtual whale – the experience is called ‘Splash’! Along with pumping the smell of suncream into the air. It’s all to promote their swimwear range.

Oasis have ‘Saucer and Spritz’ cafes in some stores now; offering cake, champagne, cocktails, afternoon tea and Unicorn Toast (no I don’t know what that is either!?!) Activewear brand Sweaty Betty offers free in-store exercise classes. Beware though – obviously these brands still want to actually sell you stuff. These exercise classes will not only take place in-store, so everywhere you look, you will be exposed to temptation. But the instructors will not only be looking svelte and toned; they will of course be clad from head to toe in Sweaty Betty! These are the new lifestyle ambassadors, also put forward through online associations with lifestyle bloggers. All in a bid to help push their stuff.

What do you think of this change? I have mixed feelings about it because I know there is an underlying motive. However, it does at least encourage people to acquire less (in part anyway, depending on the store). I guess I’d just rather see people using their spare cash to more profitable ends, like building community and helping those in need.