How to make gift cards work hard for you

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So, what do you do with all these gift cards you’ve been earning on Swagbucks or given for Christmas? Today I’m here to explain how to make them work harder for you. It’s tempting to hit the sales with them immediately after Christmas and before New Year, when the shops are pushing the fact that they have a sale big time. And whilst, if you really want a certain thing (especially something that’s bound to be popular) and want to be sure you don’t miss out, then that’s a good idea. Generally, it’s not – by this point in January most retailers are getting desperate to shift their old stock. We all know from the news, that retailers in the UK are generally having a very tough time out there and so, most of them have shed loads of stuff still left to shift.

By waiting until this point, and picking your day – you can hit retailers when they mark things down to 70%-75% off (or greater if you’re prepared to wait another week or so). This is when stuff becomes as cheap, or cheaper than buying it second hand in charity shops. So, take that stash of gift cards and hit the shops (but only if there’s stuff you really want or need).

Marks and Spencer went to 70% off in-store and online yesterday. I shopped both methods and found that the discounts were greater (nearer 80% in store, where they have shed loads of stock) and slightly less online (usually differing by between £1-£2). Mothercare have gone down to 75% off. Debenhams and H&M are at 70% off. You get the gist of it, most retailers will be dropping their prices now, on the stock that’s left. Just be aware that you have more rights when purchasing online, as they still have to give you 14 days to change your mind, under the distance selling regulations. Whereas, if you buy these items in-store – you’ll likely be told they’re non-returnable (unless faulty). This is certainly the case in M&S. So try things on, if they’re clothing or take the sizes you need with you, or a tape measure!

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Get 300 bonus points when you sign up for Swagbucks in 2018!

All throughout January you can earn large bonuses when sign up as my referral on Swagbucks.

Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys.

Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash.

When you sign up through me this month, you can earn a 300 SB bonus!

Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 1/2/18. You’ll get a 300 SB bonus for it!

3. That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and I’ve earned over £2350 to date. It helps me to pay for Christmas, Birthdays and little treats for myself and my family.

Get 500 bonus points when you sign up for Swagbucks in December!

All throughout December you can earn large bonuses when sign up as my referral on Swagbucks!

Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash. When you sign up through me this month, you can earn a 500 SB bonus!

Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 1/1/18. You’ll get a 300 SB bonus for it!

3. If you spend at least £25 through Swagbucks Shop* you’ll get another 200 SB bonus on top of the cash back you’ll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn’t cost you anything extra, but you’ll get SB points for every pound you spend (on top of the bonus)!

That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and I’ve earned more than £2,300 to date. I’m saving up currently to get Amazon gift cards to pay for Christmas presents for all my family. Wouldn’t you also like to have Christmas paid for?! It really is possible with Swagbucks!

*You must receive your shopping SB before 1 February 2018

Shop Around for Insurance!

I’ve written before about shopping around for insurance, and it’s that time of year for me again. There’s a part of me that hates it, well it is a bit of a chore. But the other part of me relishes the opportunity to save money! (Of course! Ha).

This year I couldn’t actually find any cheaper quotes for car insurance, but that didn’t stop me ringing up my current insurer and asking whether or not there would be any movement on my renewal price. I already knew their quote was £50 cheaper than anyone else, but they knocked a further £35 off! It just shows if you don’t ask, you don’t get!

So this is just a short post to encourage you to always ask for a better deal.

Get 500 bonus points when you sign up for Swagbucks in September!

The September Referral Bonus is here! All throughout September you can earn large bonuses from Swagbucks.

Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash.

When you sign up through me this month, you can earn a 500 SB bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 1/10/17. You’ll get a 300 SB bonus for it!

3. If you spend at least £25 through Swagbucks Shop* you’ll get another 200 SB bonus on top of the cash back you’ll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn’t cost you anything extra, but you’ll get SB points for every pound you spend (on top of the bonus)! That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and I’ve earned more than £2,000 to date. You might remember reading that I was recently able to purchase an £179 leather jacket from M&S FOR FREE! All thanks to Swagbucks.

*You must receive your shopping SB before 1 November

Swagbucks Swag Luau Team Challenge

Put on your lei, enjoy some Slack-key guitar, and get ready to eat some Kalua Pork, because Swagbucks is holding a Luau Team Challenge to help you earn free gift cards! For those of you who don’t know what Swagbucks is, it’s a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web! If you’ve never tried Swagbucks before because you didn’t know where to begin, their Team Challenges are a great way to learn the ropes!

The challenge, begins Monday 14th August at 4pm BST, but you can pre-register starting on Friday 11th August. Here’s how you can join the challenge and the site:

1. Click here to join the challenge and be assigned to a team.

2. Starting 14th August at 4pm BST, in addition to earning SB you’ll contribute points to your teams total as you complete different activities on Swagbucks.

3. Check back on the page often to see the scores and what you’ve contribute so far.    All members who participate and contribute at least 600 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Rebate on their next gift card! Not only that, but if you sign up under me this month and earn 300 SB before September 1st, you’ll get a 300 SB bonus!

Members of the 1st place team will receive a 100 SB Swag Up Rebate, members of the 2nd place team will receive a 50 SB Swag Up Rebate, and members of the 3rd place team will receive a 30 SB Swag Up Rebate. Your SB Swag Up Rebate will be made available on Friday 18th August at 10pm BST and will expire on Friday 1st September at 7.59am BST.

Swagbucks August Referral Bonus – 500 SB per Referral!

 

The end of summer may be here, but you can still earn large bonuses from Swagbucks all month long!

Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash.

When you sign up through me this month, you can earn a 500 SB bonus!

Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 1/9/17. You’ll get a 300 SB bonus for it!

3. If you spend at least £25 through Swagbucks Shop* you’ll get another 200 SB bonus on top of the cash back you’ll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn’t cost you anything extra, but you’ll get SB points for every £ you spend (on top of the bonus)!

That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and in the last quarter, I earned enough to by my husband this fabulous leather jacket from Marks and Spencer!

*You must receive your shopping SB before 1 October