The September Swago Board is here!

My journey has evolved from Minimalism to incorporate a Zero Waste lifestyle. I have also been able to learn a great deal about money-saving and non-traditional work opportunities. Here I share one such opportunity:

The digital rewards site Swagbucks is offering big payouts during on their September Swago Board, which runs from September 10th – 17th September at 5pm BST! Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster. Here are a few tips:

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  • You have until 8pm BST on Monday 17th September to mark off as many squares as possible so use your time wisely.
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 07:59am BST on Tuesday 18th September to use all your spins.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 300 SB bonus.

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if you earn 500 SB before the first of October, you’ll get a bonus 500 SB!

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How I made over £2,800 selling my stuff!

You may remember that about a year ago, I wrote a post telling you how I’d made over £800 selling every day items on eBay. Well, here I am a year down the line and spurred on by my initial success – I just kept selling stuff over the course of a year. I’m here to tell you that I have an extra £2,800 back in my bank account (before deductions like postage, fees etc).

Nothing I sold was extraordinary, as you have been able to track through my series of posts entitled ‘things that have gone this week’, where I’ve tried to keep some kind of record. I just logged each item in a ledger book, out of pure interest – I do this with all my moneysaving exploits and it allows me to keep a reasonably accurate log of how much money I’d saved. In-case you’re interested, since 2012 I have an extra £34,340 in my bank accounts through my combined money saving exploits – as documented right here!

I guess I’d just encourage every one to really look hard at what they’ve got lurking in their cupboards and question whether they really need it. Clothing is a weakness of mine and makes up a huge proportion of what I’ve let go – probably 80% But gone also are books, DVDs, shoes, household items, jewellery, technology and craft items. It just shows as well that these things can be sold at the right price, if they are in good condition. I’ve also donated bag fulls of items which aren’t listed in my ledger and I have no objection to charities benefitting from things I no longer want and/or need. However, that £2,800 is very welcome back in my bank also as we’re on a pretty fixed income which is going to decrease from now on as I will not be working due to having a baby.

My primary motivation with this session of decluttering was to a) clear space so that the baby could have their own room and b) get some cash so that we could afford to buy the things that baby needed. We were never looking to buy it all brand new, for so many reasons but even so we have needed to spend £1,300 on items for the new arrival. Some of that was made up by vouchers from sites like Swagbucks, Valued Opinions and Pinecone etc. But as you can see, my decluttering has left us with some spare to buy the things that will inevitably be required over the coming months and years.

So it’s over and out from me, for now on the decluttering front as I literally don’t have any more to sell or get rid of right now. But I will certainly be selling things the baby grows out of in due course!

How to make gift cards work hard for you

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So, what do you do with all these gift cards you’ve been earning on Swagbucks or given for Christmas? Today I’m here to explain how to make them work harder for you. It’s tempting to hit the sales with them immediately after Christmas and before New Year, when the shops are pushing the fact that they have a sale big time. And whilst, if you really want a certain thing (especially something that’s bound to be popular) and want to be sure you don’t miss out, then that’s a good idea. Generally, it’s not – by this point in January most retailers are getting desperate to shift their old stock. We all know from the news, that retailers in the UK are generally having a very tough time out there and so, most of them have shed loads of stuff still left to shift.

By waiting until this point, and picking your day – you can hit retailers when they mark things down to 70%-75% off (or greater if you’re prepared to wait another week or so). This is when stuff becomes as cheap, or cheaper than buying it second hand in charity shops. So, take that stash of gift cards and hit the shops (but only if there’s stuff you really want or need).

Marks and Spencer went to 70% off in-store and online yesterday. I shopped both methods and found that the discounts were greater (nearer 80% in store, where they have shed loads of stock) and slightly less online (usually differing by between £1-£2). Mothercare have gone down to 75% off. Debenhams and H&M are at 70% off. You get the gist of it, most retailers will be dropping their prices now, on the stock that’s left. Just be aware that you have more rights when purchasing online, as they still have to give you 14 days to change your mind, under the distance selling regulations. Whereas, if you buy these items in-store – you’ll likely be told they’re non-returnable (unless faulty). This is certainly the case in M&S. So try things on, if they’re clothing or take the sizes you need with you, or a tape measure!

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Things that have gone – 18!

Since my last decluttering post in September, I have let another 31 items go! I had some motivation, as we are expecting a baby and I just cannot keep so many clothing or personal items. I need to clear an entire room for another person!

I’ve let virtually all of my vintage clothing stash go and cleared an entire clothes rail. Alongside this, I’ve let go of other clothing items, craft items, make-up and the odd book or DVD.

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It’s probably not going to make the most exciting blog post if I list it all one-by-one. But, I’ve added another £569.14 back in the bank account. Bringing my overall total from decluttering in the last year to: £2377.17. Is there anything you could be turning out? I honestly don’t miss a thing!

DIY Comfy Jeans Hack!

I just had to share this amazing video I found: https://www.youtube.com/watch?v=hG0YssaRzls OK, so it’s for maternity jeans, but it will actually turn any uncomfortably tight jeans into a wonderfully comfy pair, with a soft, roll-down waistband. A waistband that can expand and contract with you! All you need is the offending jeans and an old top.

You just cut off the waistband and belt loops of your old jeans and the shoulders/ arms off your top. Then join the two together – et voila! I found it a nightmare to try and unpick the belt loops, so I did cut them off which left small holes. I just darned mine, but you could also just cut an extra centimetre or two off the waist so that you don’t need to worry.

I just made a pair with some jeans I was going to give to the charity shop because they weren’t a great fit, with a really low waistband and a slightly worn vest top which was too tight under the arms. So, these are basically free, new trousers and it only took me about 30 minutes from start to finish!

Ta da!

 

Shop Around for Insurance!

I’ve written before about shopping around for insurance, and it’s that time of year for me again. There’s a part of me that hates it, well it is a bit of a chore. But the other part of me relishes the opportunity to save money! (Of course! Ha).

This year I couldn’t actually find any cheaper quotes for car insurance, but that didn’t stop me ringing up my current insurer and asking whether or not there would be any movement on my renewal price. I already knew their quote was £50 cheaper than anyone else, but they knocked a further £35 off! It just shows if you don’t ask, you don’t get!

So this is just a short post to encourage you to always ask for a better deal.

Upcycling a Child’s Table to Make a Board Game Table

We’re big board game fans in this house and we regularly have friends over for ‘Games Night’. We’re all feeling our age and finding it a bit hard going to sit on the floor for hours. Our dining room table is quite small, as there’s just the two of us normally and it gets used for food on these nights. So we’d been keeping an eye out in all the usual places for a suitable ‘games table’. My idea had been that we would acquire one of those retro card tables from the 1950s or earlier, which have a felt top and often fold out. However, as they’re mostly designed for Bridge – they tend to be quite small. All of the ones we saw were also in poor condition or had very high asking prices! We also looked in charity shops for some kind of gate leg table, but as minimalists – it would be a big decision to bring another large item of furniture into the house. They also require chairs and we really wanted something more like a coffee table height, so people could either remain in armchairs (or sit on the floor – more on an answer to that later).

I spotted this child’s play table in a charity shop locally and knew instantly it was a great find. I described it to my other half, but he was unconvinced (mostly because I’d shown him so many unsuitable items on eBay! lol) They were also asking £25 for it, which seemed quite steep to us. Still, he dutifully agreed to come and look at that weekend.Well guess what – the shop was closed! We then got tied up with well, life and totally forgot to go back until we were passing about a week later. Helpfully the table was still there and they’d reduced all furniture to half price, to try and clear some space in the shop. We expressed an interest in the table and asked if we would pull it out, to fully check the condition of it. The manager said we could have it for a tenner! (She obviously wanted rid of it).

It turns out that this little beauty is made of solid wood and retails for about £150 when new. You can also be lucky enough to pick up second-hand ones on eBay for around a tenner too, if you look at the right time. The legs come right off, so we can fold it down and tuck it out of sight, when not needed. The top was a little scratched and we didn’t love the green colour. So we decided to send it a little upmarket, with its own blue felt top which has the added advantage of stopping the board games from sliding all over the place. You can see in the photos above, that we are part way through our little renovation/ upcycling job. The felt cost under £3 from my local fabric shop and we already had the all purpose glue at home, from other craft projects.

My other half announced that some bean bag cushions would mean we could all sit comfortably, at the right height. You could easily pay £15-£25 each for these in the shops and I have an abundance of leftover material from other projects. So I picked out some that matched our lounge curtains, some heavyweight corduroy that I picked up in a charity shop for a song and another piece leftover from some bedroom curtains. I purchased 6 zips, at a cost of 64p each and 2 bags of beans at £6.50 each. Perhaps I will do a tutorial soon, but for now here is a picture of 2 of the cushions I have made. They take a couple of hours each, but the savings are evident.

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And lo, we are the proud owners of a custom games set-up, all for the princely sum of £20. Can’t be bad eh?