Swagbucks – Earn Free Gift Cards during the Holiday Cookies Team Challenge!

I have a fun way for you to get in the Holiday spirit and earn some gift cards! Swagbucks is holding a Holiday Cookies Team Challenge and they’re a lot of fun! For those of you who don’t know what Swagbucks is, it’s a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web! If you’ve never tried Swagbucks before because you didn’t know where to begin, their Team Challenges are a great way to learn the ropes and earn points towards free gift cards and PayPal cash! The challenge runs from Monday 10th December to Friday 14th December.

Here’s how you can join the challenge and the site:

1. Click here to join the challenge and be assigned to a team.

2. In addition to earning SB, you’ll contribute to your team’s total as you complete different activities on Swagbucks.

3. Check back on the page often to see the scores and what you’ve contribute so far.

All members who participate and contribute at least 600 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Shop Bonus on their next gift card! Not only that, but if you sign up under me this month and earn 500 SB before January 1st, you’ll get a 500 SB bonus! Members of the 1st place team will receive a 100 SB Swag Up Rebate, members of the 2nd place team will receive a 50 SB Swag Up Rebate! Which cookie team will you be on?

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Things That Have Gone – 23

I said that I’d probably still manage to get rid of a few more items! Well it amounts to a cardigan and a pair of shoes sold on eBay, 2 bags of clothes returned to their original owners and 2 books sold on Amazon Marketplace.

Yet more things that weren’t actually needed! I expect the odd item will still sell on eBay in the coming months, as I have a handful left listed.

How I made over £2,800 selling my stuff!

You may remember that about a year ago, I wrote a post telling you how I’d made over £800 selling every day items on eBay. Well, here I am a year down the line and spurred on by my initial success – I just kept selling stuff over the course of a year. I’m here to tell you that I have an extra £2,800 back in my bank account (before deductions like postage, fees etc).

Nothing I sold was extraordinary, as you have been able to track through my series of posts entitled ‘things that have gone this week’, where I’ve tried to keep some kind of record. I just logged each item in a ledger book, out of pure interest – I do this with all my moneysaving exploits and it allows me to keep a reasonably accurate log of how much money I’d saved. In-case you’re interested, since 2012 I have an extra £34,340 in my bank accounts through my combined money saving exploits – as documented right here!

I guess I’d just encourage every one to really look hard at what they’ve got lurking in their cupboards and question whether they really need it. Clothing is a weakness of mine and makes up a huge proportion of what I’ve let go – probably 80% But gone also are books, DVDs, shoes, household items, jewellery, technology and craft items. It just shows as well that these things can be sold at the right price, if they are in good condition. I’ve also donated bag fulls of items which aren’t listed in my ledger and I have no objection to charities benefitting from things I no longer want and/or need. However, that £2,800 is very welcome back in my bank also as we’re on a pretty fixed income which is going to decrease from now on as I will not be working due to having a baby.

My primary motivation with this session of decluttering was to a) clear space so that the baby could have their own room and b) get some cash so that we could afford to buy the things that baby needed. We were never looking to buy it all brand new, for so many reasons but even so we have needed to spend £1,300 on items for the new arrival. Some of that was made up by vouchers from sites like Swagbucks, Valued Opinions and Pinecone etc. But as you can see, my decluttering has left us with some spare to buy the things that will inevitably be required over the coming months and years.

So it’s over and out from me, for now on the decluttering front as I literally don’t have any more to sell or get rid of right now. But I will certainly be selling things the baby grows out of in due course!

How to make gift cards work hard for you

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So, what do you do with all these gift cards you’ve been earning on Swagbucks or given for Christmas? Today I’m here to explain how to make them work harder for you. It’s tempting to hit the sales with them immediately after Christmas and before New Year, when the shops are pushing the fact that they have a sale big time. And whilst, if you really want a certain thing (especially something that’s bound to be popular) and want to be sure you don’t miss out, then that’s a good idea. Generally, it’s not – by this point in January most retailers are getting desperate to shift their old stock. We all know from the news, that retailers in the UK are generally having a very tough time out there and so, most of them have shed loads of stuff still left to shift.

By waiting until this point, and picking your day – you can hit retailers when they mark things down to 70%-75% off (or greater if you’re prepared to wait another week or so). This is when stuff becomes as cheap, or cheaper than buying it second hand in charity shops. So, take that stash of gift cards and hit the shops (but only if there’s stuff you really want or need).

Marks and Spencer went to 70% off in-store and online yesterday. I shopped both methods and found that the discounts were greater (nearer 80% in store, where they have shed loads of stock) and slightly less online (usually differing by between £1-£2). Mothercare have gone down to 75% off. Debenhams and H&M are at 70% off. You get the gist of it, most retailers will be dropping their prices now, on the stock that’s left. Just be aware that you have more rights when purchasing online, as they still have to give you 14 days to change your mind, under the distance selling regulations. Whereas, if you buy these items in-store – you’ll likely be told they’re non-returnable (unless faulty). This is certainly the case in M&S. So try things on, if they’re clothing or take the sizes you need with you, or a tape measure!

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Things that have gone – 18!

Since my last decluttering post in September, I have let another 31 items go! I had some motivation, as we are expecting a baby and I just cannot keep so many clothing or personal items. I need to clear an entire room for another person!

I’ve let virtually all of my vintage clothing stash go and cleared an entire clothes rail. Alongside this, I’ve let go of other clothing items, craft items, make-up and the odd book or DVD.

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It’s probably not going to make the most exciting blog post if I list it all one-by-one. But, I’ve added another £569.14 back in the bank account. Bringing my overall total from decluttering in the last year to: £2377.17. Is there anything you could be turning out? I honestly don’t miss a thing!

DIY Comfy Jeans Hack!

I just had to share this amazing video I found: https://www.youtube.com/watch?v=hG0YssaRzls OK, so it’s for maternity jeans, but it will actually turn any uncomfortably tight jeans into a wonderfully comfy pair, with a soft, roll-down waistband. A waistband that can expand and contract with you! All you need is the offending jeans and an old top.

You just cut off the waistband and belt loops of your old jeans and the shoulders/ arms off your top. Then join the two together – et voila! I found it a nightmare to try and unpick the belt loops, so I did cut them off which left small holes. I just darned mine, but you could also just cut an extra centimetre or two off the waist so that you don’t need to worry.

I just made a pair with some jeans I was going to give to the charity shop because they weren’t a great fit, with a really low waistband and a slightly worn vest top which was too tight under the arms. So, these are basically free, new trousers and it only took me about 30 minutes from start to finish!

Ta da!

 

Shop Around for Insurance!

I’ve written before about shopping around for insurance, and it’s that time of year for me again. There’s a part of me that hates it, well it is a bit of a chore. But the other part of me relishes the opportunity to save money! (Of course! Ha).

This year I couldn’t actually find any cheaper quotes for car insurance, but that didn’t stop me ringing up my current insurer and asking whether or not there would be any movement on my renewal price. I already knew their quote was £50 cheaper than anyone else, but they knocked a further £35 off! It just shows if you don’t ask, you don’t get!

So this is just a short post to encourage you to always ask for a better deal.