The July Swago Board is here!

The digital rewards site Swagbucks is offering big payouts during their July Swago board, which runs from July 9th through Monday 16th July 16th at 17:00!

Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster. Here are a few tips:

  1. Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
  2.  Once you complete the action item in a particular square the square will change color signifying the action item is complete.  You have until 8pm on Monday 16th July to mark off as many squares as possible so use your time wisely.
  3. Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  4. Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 19:59pm on Monday 16th July to use all your spins.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 300 SB bonus.

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if you earn 500 SB before the first of August, you’ll get a bonus 500 SB!

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Get 500 bonus SB when you sign up for Swagbucks in July!

All throughout July you can earn large bonuses when sign up as my referral on Swagbucks.

Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching the web, watching videos, shopping, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Target, or PayPal cash.

When you sign up through me this month, you can earn a 500 SB bonus! Here’s how:

1. Sign up using this link

2. Earn 500 SB total before August 1st, 2018. You’ll get a 500 SB bonus for it!

3. That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and I’ve earned more than £2.5K to date!

Swagbucks Swago: Spring Edition is here!

The digital rewards site Swagbucks is offering big payouts during their “Swago: Spring Edition” promotion, which runs from now through Monday, March 12th at 17:00 GMT!

Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster.

Here are a few tips:

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  • You have until 20:00 GMT on Monday, March 12th to mark off as many squares as possible so use your time wisely.
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 118am GMT on Tuesday, March 13th to use all your spins.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a massive 300 SB bonus!

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if you earn 300 SB before the first of April, you’ll get a bonus 300 SB! Double SB!!!

More Musings on the Story of Stuff – Branding & Marketing

As I said yesterday, I’m currently reading this book:

Today, in the chapter on distribution I struck upon something horrifying. I guess I sort of knew this already, but seeing it in black and white is even more shocking. I’m sure we all know that most companies out there don’t actually make the stuff they sell, but they buy it in and have unknown manufacturers make it for them. We’ve seen this so much in the clothing industry where brands like H&M and Primark have clothes made up in India and take no responsibility for the working practices of those in their supply chain. This is all part of these companies plans to cut costs, basically by abdicating responsibility.

This efficiency driven, cost-cutting is pervasive. Companies don’t make the stuff they sell, they simply brand it. Apple don’t make computers, but they sure as heck have created a brand that people crave. H&M don’t make clothes, Nike doesn’t make trainers. They all simply buy the garments and items from producers, or the parts to assemble them and often not even from the same factory, but from multiple producers. It’s quite possible that one factory churns out the exact same product for multiple retailers.

So really, let’s face it – it’s often not the item we are buying, but we’ve been sold on the brand. The founder of Nike even admitted that the company once saw themselves as production oriented, but that they now understand their most important function is to market the product. So guess where they put all their money? Advertising. And often this advertising isn’t even for a specific product, it’s all about the image they want to associate with their brand. Nike aren’t selling your trainers, they are selling you a fashion statement that in this climate will probably be outdated in a mere 2 weeks!

Get 300 bonus points when you sign up for Swagbucks in February!

 

All throughout February you can earn large bonuses when sign up as my referral on Swagbucks. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash.

When you sign up through me this month, you can earn a 300 SB bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 01/03/18. You’ll get a 300 SB bonus for it!

3. That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and I’ve earned thousands of pounds to date. Most recently Swagbucks has allowed me to purchase hundreds of pounds worth of baby items, brand new from John Lewis- FOR FREE! Including this car seat.

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How to Recover from Holiday Spending Using Your Phone

 

Did you find yourself spending a little more than you had anticipated over the Holidays?It’s easy to do, especially when you want to give all your friends and family the perfect gifts. Well today I have an easy way for you to recover from your holiday spending from the convenience of your mobile phone.

Swagbucks is the web’s most popular rewards program that gives you free gift cards and cash for the everyday things you already do online. My regular readers will know about this, since I write about them often as they are my main online earning opportunity. I am certain that there are still plenty of you reading this who haven’t yet taken the plunge and signed up!

Whenever you shop, watch videos or search the web, Swagbucks gives you points called SB. You can use your SB to redeem gift cards to hundreds of your favorite stores. With the Swagbucks mobile site, answer and SBTV apps I can use my spare minutes to earn free gift cards on my phone! I leave the apps below running when I’m home and on Wi-Fi. So my phone is earning, whilst I get on with my life! Like the Swagbucks website; I can also rack up SB by shopping, answering surveys and downloading free apps.

Here are some quick tips to get your started:

  • While you wait for the coffee to brew, download free games and other apps through the Discover tab: 20 SB
  • During commercial breaks, take a featured survey or fill out your survey profile: 60-100 SB, and sometimes more!
  • While standing in line at the supermarket, answer the daily poll: 1 SB
  • When you’ve finally made it to the gym, watch style, tech and celeb news through the SBTV app: 2 SB for every 10 videos
  • Just as you’ve put dinner in the oven, your Swagbucks app tells you there’s a new Swag Code!: 3 SB
  • Before you go to sleep, use the Swagbucks app to shop from your favorite stores. You deserve it!: 100 SB

By downloading the Swagbucks mobile apps, I could earn a free £5 gift card by the end of my week. Who knew playing on your phone could be so productive?!    There are 6 apps:

  1. SBTV
  2. Sportly
  3. Lifestylz
  4. EntertaiNow
  5. MovieClips
  6. IndyMusic

So you can instantly start earning your way to free gift cards. It’s 100% free to download and easy to use. They are all available for both iPhone and Android devices. They often give out bonus rounds too, so there are extra earning opportunities. It really is a case of the little things soon add up.

The cheapest way to own a Smartphone

I have just started the 4th year of owning my iPhone 5s 32gb. It’s holding up well and I hope to get another couple of years out of it. I thought a bit differently when purchasing my phone and I believe this is the cheapest way to own a Smartphone.

I purchased my phone outright from the manufacturer, Apple. It was unlocked, so I wasn’t tied to any network and this meant I was free to select the cheapest deal. I had read great things about GiffGaff and a family member had been with them for a couple of years, so they were able to benefit from me switching too (as GiffGaff is run by its members, they pay you for introducing new people). I chose a 30 day, rolling SIM contract which I am free to change each month to suit my usage. Best of all GiffGaff email you with details of your best plan, or you can switch to Pay-As-You-Go at any time.

So, let’s crunch the numbers.

  • Upfront cost of unlocked handset £524.17
  • I’m currently on their lowest priced bundle, paying just £5 a month for calls, texts and data.

The //ws-eu.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=GB&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=minimaexposu-21&marketplace=amazon&region=GB&placement=B00F3J4B5S&asins=B00F3J4B5S&linkId=&show_border=true&link_opens_in_new_window=true” target=”_blank”>iPhone cost, split over 4 years works out at £10.92 per month, so with the bundle on top I’m paying just £15.92 per month. £191.04 per year and that’s £764.16 over 4 years, not a lot more than the cost of the phone! O2 were the cheapest nearest competitor when I was purchasing, but buying outright won hands down on a new phone.

O2 are still selling the //ws-eu.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=GB&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=minimaexposu-21&marketplace=amazon&region=GB&placement=B00F3J4B5S&asins=B00F3J4B5S&linkId=&show_border=true&link_opens_in_new_window=true” target=”_blank”>iPhone 5s, but only a 16gb model and they want £15 a month for that, plus £9.99 upfront. They’ll also tie you in for 2 years. But, it’s not really a fair comparison as I bought the newest model. So, let’s say you want an //ws-eu.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=GB&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=minimaexposu-21&marketplace=amazon&region=GB&placement=B01LW1VU9E&asins=B01LW1VU9E&linkId=&show_border=true&link_opens_in_new_window=true” target=”_blank”>iPhone 7 the minimum cost is £45.00 a month (on the cheapest data package!), plus £9.99 upfront. You’ll be paying £1090 over the 2 years they’ll tie you in for. Then you’ll probably have to pay someone to unlock it, if you want to move away.

You’ll only pay £599 to buy the same phone outright, unlocked direct from Apple. So let’s compare that over 2 years for a fair comparison, adding £5 a month for your basic bundle. £719 is your cost of ownership, saving yourself an enormous £371! More if you keep your phone for longer, as there will be absolutely no need to upgrade it. But if you’re a serial upgrader for whatever reason, then you’ll still get a decent trade-in/ re-sale price for your phone. So my advice, if you want to do this (or for anyone really) is to buy a screen protector and great case so you keep your phone in pristine condition!

You don’t have to purchase an //ws-eu.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=GB&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=minimaexposu-21&marketplace=amazon&region=GB&placement=B00F3J4B5S&asins=B00F3J4B5S&linkId=&show_border=true&link_opens_in_new_window=true” target=”_blank”>iPhone, to be honest – I probably wouldn’t again. My other have has an Android phone, a //ws-eu.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=GB&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=minimaexposu-21&marketplace=amazon&region=GB&placement=B01IF51GYU&asins=B01IF51GYU&linkId=&show_border=true&link_opens_in_new_window=true” target=”_blank”>Motorola ‘Moto G’ and it’s been very good. We bought it outright on Amazon for £160 a couple of years ago, plus £11 on a //ws-eu.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=GB&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=minimaexposu-21&marketplace=amazon&region=GB&placement=B014IX0202&asins=B014IX0202&linkId=&show_border=true&link_opens_in_new_window=true” target=”_blank”>memory card. Although it hasn’t been quite as reliable, it broke once and had to go away to be repaired. But you can expand the memory.

I might even go so far as to suggest that you might want to put some of the cost of buying a phone outright on a credit card, if you can’t wait to save up (which is what I would advise), since you can see how great your savings are! GiffGaff also sell phones now, which they didn’t when we were buying and I would imagine they have a competitive offering. If you would like to sign-up to get GiffGaffed, then you and I will both receive £10 credit – twice as much as usual. This great deal only lasts until 31st January 2017, so you’d better get moving!

My final word on this subject – don’t forget to go through a cashback site, wherever you decide to purchase from!