Get 300 bonus SB when you sign up for Swagbucks in April

Spring is here, and there’s no better time to start earning free gift cards through Swagbucks!

All throughout April you can earn large bonuses when sign up as my referral on Swagbucks. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching the web, watching videos, shopping, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, M&S, or PayPal cash.

When you sign up through me this month, you can earn a 300 SB bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before May 1st, 2019. You’ll get a 300 SB bonus for it!

3. That’s it. It’s super easy, and Swagbucks is for real. I use it myself, and I’ve earned almost £3,000 to date. I use Swagbucks to buy gift cards for my favourite stores, like: M&S, John Lewis and Amazon. Then I can treat myself or my family at no cost!

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Reusable cloth nappies

I’m always aiming to be zero waste, and had thoroughly researched cloth nappies on the internet from probably my whole pregnancy! About 5 months before my baby was born, I spotted a cloth nappy bundle on my local Facebook selling group. It was the works – nappies, covers, liners and boosters for £45. In the few days it took me to arrange a time to meet up with the seller, she was so desperate to sell them as she was moving house – she’d dropped the price to £25! It turned out they were brand new, she’d bought them from another lady who’d never used them. Then she’d been gifted a year’s supply of disposables and never used them. I couldn’t believe my luck! All in all I got:

4 small Motherease Airflow wraps in white (RRP £12.99 ea)

4 medium Motherease Airflow wraps in white (RRP £12.99 ea)

4 large Motherease Airflow wraps (RRP £13.99 ea)

10 Motherease snap-in booster pads in natural (RRP £2.50 ea)

14 Motherease one size cloth nappies in natural (RRP £10.99 ea)

4 rolls of paper liners (RRP £7.99 ea)

TOTAL Price new £370.70

So, I’ll be saving money against disposables in no time at all! I also picked up a Tots Bots lockable nappy bucket (RRP £12.99) and 2 mesh bags (RRP £8.99), plus about 10 white Tots Bots Bamboozle nappies (RRP around £15 ea, which we haven’t even tried yet!) off eBay for 50p and got another on Freecycle. I use one for nappies and cloth wipes and one for disposables.

I did write in this post about how the cloth nappies weren’t working for us all in the first 6 months until weaning started. Motherease are meant to be one size, but you have to fold them over initially. This makes them incredibly bulky and my baby is very slim. They were absolutely huge on him in the first few months – really looking quite ridiculous on him. Looks aside, he couldn’t seem to bend his legs properly and every time we tried them, he wouldn’t sleep. We couldn’t cope with no sleep and it wasn’t doing him any good, so we stuck with disposables regrettably. I cringed every time I had to look at the plastic piling up in our bin. We had to request a larger bin 😦 It was a very hot summer here in the UK and he seemed to overheat in these bulky nappies, which I’m sure was a contributing factor too. All that aside, I can safely say that I wouldn’t have fancied having to scrape all that liquid newborn poo off them either.

Basically, we started using them at about 7 months; prompted by the terrible smell coming from the so-called ‘Pampers Pure’ disposables. They smelt like pine disinfectant straight out of the packet and worse once my LO had wee’d in them!!! When he got a combination fungal and eczema infection all over the nappy area, I decided it was time to try the cloth again and we haven’t looked back! We do still use one disposable every night, as it’s not recommended to put them in cloth at night, whilst they’re still having a night feed. So this may change in the future – although he seems to be a heavy wetter, so I think it’s going to take a lot of boosting.

I actually love the cloth now, they’re so easy to wash and require no rinse cycle at all. I just follow Motherease’s own instructions and wash them on a 60 degree ‘hygiene’ wash in my Miele machine. They come out perfect every time and I sometimes tumble dry them in the winter, to get them dry in time. We also live in a very hard water area, so I think if I didn’t tumble dry them sometimes they’d end up like cardboard, as the towels do. Although, I’ve just bought a heated airer which is pretty miserly on the old electricity, so I’m hoping this will possibly eliminate tumble dryer use.

14 nappies could last up to 3 days, but once they’re wet – 2 days worth is about all I can fit in one cycle in my machine. So we basically wash every 2 days. The wraps dry almost instantly. They come up perfectly every time; I wash using a spray stain remover where needed, Fairy Non-Bio (because it suits us and eco detergents are NOT recommended), 50ml white vinegar as a fabric softener and 1 tbsp soap crystals as a water softener and stain remover in wash.

We’ll have to see where this cloth nappy journey takes us over the next year or so!

How I got a free heated airer from John Lewis worth £100! Thanks to Swagbucks

Yes, I got this £100 heated airer free all thanks to the website Swagbucks! It’s my most recent purchase from John Lewis, to make my life easier with all the extra washing that’s around since having my baby. I figure that running an airer is cheaper than running the tumble dryer so much. It’s winter and there’s so little daylight, so much bad weather and with a North facing garden – it’s a waste of time putting washing on the rotary line. I’ve been relying on my indoor airer, but it just couldn’t cope with the volume of washing being produced, plus with everything needing 2 days to dry – it’s just impractical. I figure a heated airer will also reduce condensation in the home, making it healthier to live in too. From a zero waste point of view, it comes with a 2 year guarantee – quite a rare thing these days! It’s also mostly comprised of lightweight aluminium metal, except for the feet and top hinges. The whole things folds down for easy storage and it is surprisingly compact when up.

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More Shocking Truths About Frugalwoods!!!

The Truth about Frugalwoods is one of my all-time highest read blog posts. As this is a topic you all like to read about, I’ve been doing some more digging. I have even shocked myself with what I’ve pulled up about them this time – hold onto your hats people!!! I share this because I want to warn others to be very careful where and from whom you take advice, not just on the internet but in real-life too. Some close family members were recently duped out of their entire retirement and inheritance from someone purporting to give ‘financial advice’. Not only should you check out what you are being told, but also their background. Do they have qualifications to advise you? Insurance? Does it all add up?

I had heard some rumblings on the internet that the Frugalwoods are not being truthful about their income. All you ever read on their blog is that they had good jobs when they were working, in the not-for-profit sector and they make out that they are now ‘retired’ in the country. Well, everyone knows about working for a charity in Britain – most people would be lucky to be paid the National Minimum Wage. But even higher up the career ladder, you will not be getting rich. I guess we could probably lump together the Public Sector as not-for-profit, as the NHS for example, certainly does not pay most of its staff well either. A nurse starts out on around £21,000 a year here in the UK.

So it was a little bit shocking to dig around for Mr Frugalwoods tax returns online, (thanks to this MrMoneyMustache forum thread) and find out that he earnt a mere £209,735 in the financial year ending 2016, as the Executive Director of a company. Not retired at all! According to what I’ve read online, that would make him amongst the top 5% of US earners. But here in the UK that kind of income is only paid to the top 1%. Let’s put it this way – the Prime Minister of Great Britain only earns £150,402! Gosh, it must be nice for all those people who think they’re donating to a not-for-profit company in the USA – to find out how much they are paying their staff. Claiming only to exist to do good and then having people taking home salaries like that!!!! Mind you, there was recently a shocking episode of Dispatches on Channel 4 which uncovered similar ridiculous amounts that Housing Association bosses are making, whilst plenty of people are going homeless. We do live in a very unjust world.

Frugality, when one half of the couple is bringing home that kind of money is a very different thing from the likes of say….Jack Monroe (a single mother trying to exist on benefits with her child and struggling to feed herself). That’s 7x the average £30,000 income for men in the UK. And then Mrs Frugalwoods earns money on top from writing for various sources. I stopped following their blog a while ago, as it just didn’t seem to ring true to me and this confirms my gut feeling once again. Let me know in the comments whether or not you’re going to continue reading their blog.

Things That Have Gone – 23

I said that I’d probably still manage to get rid of a few more items! Well it amounts to a cardigan and a pair of shoes sold on eBay, 2 bags of clothes returned to their original owners and 2 books sold on Amazon Marketplace.

Yet more things that weren’t actually needed! I expect the odd item will still sell on eBay in the coming months, as I have a handful left listed.

More Truth about the Frugalwoods!

https://www.theguardian.com/money/2018/mar/08/how-to-retire-early-frugal-spending?CMP=fb_gu

I just thought I’d add this recent Guardian article on The Frugalwoods for your amusement. The truth is that they did not retire at 32, but they both still work (albeit mostly online from home). Sure, they may have abandoned the city for the countryside, but their so-called ‘Living the simple life’ would not be possible without a high-speed internet connection. So please don’t believe the hype.

Oh, it also helps that they both earn ridiculous amounts of money from their jobs (upcoming blog post giving more detail on that). I don’t disagree that they may have decided to stop embracing consumer culture, like many of us have. But once again I just want to warn people who might think they can emulate them.

They may think that they are only spending money on the very ‘basest’ of items. But I love this from the comments section:

       “Food, our mortgage, gas for the car, electricity, an internet connection, toilet paper. Maslow’s hierarchy of needs, 2018”.

Whilst I’m glad that only spending on these things helped them to realise their mindless consumption. I think plenty of people in the World would consider the essentials to be food, water, shelter, warmth and rest. They probably don’t realise how Westernised their basics are.

Obviously you can read the article, but I think the comments are hilarious and really call out the truth behind some of the lies! But most of all, I’m still curious as to how they can claim not to be reliant on a salary from a job. Anyway, here’s a selection of my favourites and it’s nice to see I’m not the only one thinking this way:

“Reading the comments has saved me from reading the article. Thank you one and all”.

“Such a small, modest house they have too! I think the book should be called the The Smugwoods: Our transformational journey from city work slaves to rural phoneys who live very far away from everyone, only because we are so annoying”.

“I’m staggered by the fact that you think that living frugally in this way is exceptional. Having to make many of the ‘savings’ you describe in this article is just normal life for many people – and many are worse off than that…”

“I’m too frugalized to buy this ridiculous book”.

“And according to the article it only took them three years. 2014: decided to be frugal. 2018: Retired (!), own 66 acres and a house, book published”.

“Dear Liz (frugalized your name), Will you accept my well thumbed copy of The Bonfire of the Vanities in exchange for Meet the Frugalwoods?”

 

The Concept of Commodification

More musings from the Story of Stuff book:

Because we spend so much of our time chasing after money, to buy stuff that we don’t need, that promises us the world but delivers none of it – our communities are suffering. We spend so much time on the above, that we’re not available to be present and useful amongst our local community. This feeds our discontent and unhappiness because people in our local community could meet our need for relationship. We can have our emotional needs met by having a chat with a neighbour. We can have logistical needs met, by a neighbour bringing us a meal, babysitting, dog-walking, offering a lift or taking in our mail whilst we’re away.

Ironically, all of these things have now been commodified in our consumerist society and are available to buy from strangers, at a price! Probably most people don’t even know their neighbours these days, since all they do is go to work early and arrive home late. They are too busy, too stressed, time-poor and over-scheduled. No wonder we have increasing amounts of isolated elderly, or even depressed and overweight adults and children in our society. And the solution is really so simple!

If you’re a systems thinker, than you might liken this phenomenon to a negative feedback loop. A problem or problems, that cause an effect that only serves to add to the original problem. We now have to work harder, to pay for the kinds of service that friends and neighbours used to provide for free. This only serves to add to our stress levels and lack of time. So you can see how the downward spiral continues!