Spooky Fun with the October Shop Swago Board!

 

Swagbucks is hosting another round of Shop Swago! What is SWAGO you ask? It’s a bingo-inspired promotion run by Swagbucks, a website that rewards you with points (called SB) for completing everyday online activities. You can redeem those SB for free gift cards. If you’ve never used Swagbucks, participating in SWAGO is a great introduction to the site and an easy way to earn a good amount of points quickly.

Click here to get started!  

Here’s what you need to know to get your 50 SB Bonus (and don’t worry, you don’t have to make a purchase to complete a pattern):

  1. Go to the Swago page and make sure you hit “Join” otherwise you won’t get credit for completing the action items. Each square on your Swago Board will contain an action item to complete.
  2. Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  3. You have a limited amount of time to mark off as many squares as possible so use your time wisely.
  4. Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value.
  5. Once you’ve achieved a pattern the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  6. The game ends Friday, October 12th at 8pm BST. So make sure to hit “Submit” on the pattern you wish to submit. If you don’t hit “Submit” before the game ends you won’t receive your SB bonus.  

More Shocking Truths About Frugalwoods!!!

The Truth about Frugalwoods is one of my all-time highest read blog posts. As this is a topic you all like to read about, I’ve been doing some more digging. I have even shocked myself with what I’ve pulled up about them this time – hold onto your hats people!!! I share this because I want to warn others to be very careful where and from whom you take advice, not just on the internet but in real-life too. Some close family members were recently duped out of their entire retirement and inheritance from someone purporting to give ‘financial advice’. Not only should you check out what you are being told, but also their background. Do they have qualifications to advise you? Insurance? Does it all add up?

I had heard some rumblings on the internet that the Frugalwoods are not being truthful about their income. All you ever read on their blog is that they had good jobs when they were working, in the not-for-profit sector and they make out that they are now ‘retired’ in the country. Well, everyone knows about working for a charity in Britain – most people would be lucky to be paid the National Minimum Wage. But even higher up the career ladder, you will not be getting rich. I guess we could probably lump together the Public Sector as not-for-profit, as the NHS for example, certainly does not pay most of its staff well either. A nurse starts out on around £21,000 a year here in the UK.

So it was a little bit shocking to dig around for Mr Frugalwoods tax returns online, (thanks to this MrMoneyMustache forum thread) and find out that he earnt a mere £209,735 in the financial year ending 2016, as the Executive Director of a company. Not retired at all! According to what I’ve read online, that would make him amongst the top 5% of US earners. But here in the UK that kind of income is only paid to the top 1%. Let’s put it this way – the Prime Minister of Great Britain only earns £150,402! Gosh, it must be nice for all those people who think they’re donating to a not-for-profit company in the USA – to find out how much they are paying their staff. Claiming only to exist to do good and then having people taking home salaries like that!!!! Mind you, there was recently a shocking episode of Dispatches on Channel 4 which uncovered similar ridiculous amounts that Housing Association bosses are making, whilst plenty of people are going homeless. We do live in a very unjust world.

Frugality, when one half of the couple is bringing home that kind of money is a very different thing from the likes of say….Jack Monroe (a single mother trying to exist on benefits with her child and struggling to feed herself). That’s 7x the average £30,000 income for men in the UK. And then Mrs Frugalwoods earns money on top from writing for various sources. I stopped following their blog a while ago, as it just didn’t seem to ring true to me and this confirms my gut feeling once again. Let me know in the comments whether or not you’re going to continue reading their blog.

Nappy Changing Tips & Zero Waste Fails

I read a lot of Zero Waste blogs, social media groups and websites before my baby was born. Lots of them wanted to tell me to stick to all-natural, plastic free, even homemade items. But, reality bites once your baby is here and you’re seriously sleep-deprived! The truth is you don’t have time to make your own anything, barely even a cup of tea! That said, I had been prepared with a tub of coconut oil as I’d read that this was ‘the best’ thing for nappy rash. What a load of bull!!!! Thank goodness that Bepanthen decided to send me a little surprise in the post. The timing couldn’t have been better!

Bepanthen rescued my poor little baby’s bottom in under 24 hours! It comes in a handy tube with a flip top lid, which is even manageable with one hand – very handy at nappy change time! You can buy a smaller tube which is ideal for your changing bag on the move and I also keep the large tube at home. It lasts for ages, as you only need a very small amount at each change. In my experience, it’s worth applying it at every change to keep a barrier between the nappy contents and your baby’s skin.

It spreads easily, no matter what the temperature outside and it really does work, unlike the stupid coconut oil. It also helps to change your baby’s nappy every 3 hours, or immediately once they have pooped. Try to give your baby some nappy free time each day too, if you can.

Not only is Bepanthen clinically proven to protect babies delicate skin, unlike coconut oil! It also contains natural ingredients, like Provitamin B5 (Panthenol), Beeswax and Lanolin to soothe and protect. I know what I’ll be reaching for from now on.

(Disclaimer: I was sent a free tube of Bepanthen for the purposes of reviewing. However, all opinions are my own and I had already chosen to use this product, based on the strength of other peoples positive reviews online).

The September Swago Board is here!

My journey has evolved from Minimalism to incorporate a Zero Waste lifestyle. I have also been able to learn a great deal about money-saving and non-traditional work opportunities. Here I share one such opportunity:

The digital rewards site Swagbucks is offering big payouts during on their September Swago Board, which runs from September 10th – 17th September at 5pm BST! Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster. Here are a few tips:

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  • You have until 8pm BST on Monday 17th September to mark off as many squares as possible so use your time wisely.
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 07:59am BST on Tuesday 18th September to use all your spins.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 300 SB bonus.

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if you earn 500 SB before the first of October, you’ll get a bonus 500 SB!

Resuable Vs Disposable Nappies – Pampers Pure

I was all for cloth nappies before I had my baby – good for my pocket, good for the environment, right? Well, that may be true but then the realities of parenting hit – the lack of sleep, being out and about, not being able to leave the room long enough to hang out the washing, let alone the fact that our baby seems to hate cloth nappies. The first time we tried them he went from being a normal, contented baby who took regular naps –  to being sleepless, hot, uncomfortable and generally extremely grouchy. For no other reason than the nappy!

We’ve tried them again several times, but the wraps seem to cut into his skin and they’re so bulky, he can hardly bend his legs. They make him hot- granted we have had an extremely hot summer, but I really don’t get all these people who say that they’re breathable. And then there’s the fact he’s literally sitting in urine for hours, you have to change them much more frequently than disposables and that’s before we even get to the washing of them all! This is also all complicated by my health conditions which mean I have limited energy. I have very quickly realised that I want to spend the best of my health and time with my baby and not completing household chores (which have gone out of the window anyway, since I simply don’t have time nor energy to complete them).

So I was happy when Pampers sent me a packet of their new Pure nappies and wipes to try. We haven’t been using wipes, but I recently bought a packet of Water Wipes for our holiday as you can’t be out and about, trying to mess around with cotton wool and water, when your baby has had a poo’splosion!!! I’m certain from writing this blog, that there are plenty of other parents out there who want to choose a more natural option for their family, but practicality has to come first.

The Pampers Pure nappies are really thick and good quality, even more premium than their premium protection which is what we had been using. That’s a big deal, as so many natural nappies and similar products just don’t hold up in use, breaking apart. They have these cute little designs on them – there are a couple more which I didn’t have the opportunity to photograph, I’d describe them as abstract art. Pampers say they contain less chemicals than their standard or premium nappies, which I’ll have to take their word for as I’m not a scientist. I’ve had absolutely no leaks whilst using these which I know isn’t always the case with other nappies. They also don’t leave any red marks on my baby’s skin which is a major concern for me.

The only major downside for me, is that it’s really hard to tell which is the front and which is the back, so I keep putting them on backwards. The tabs are white which make them hard to see and these are just really difficult, compared to their standard or premium nappies which I’ve never had this problem with.

The Pampers Pure wipes are easy to use; aren’t all wipes?! Whilst remaining tough, durable and don’t irritate my baby’s skin. As with all wipes, I keep these for cleaning up poo and when out and about only because I don’t want to be putting a lot of these in the bin to respect our planet.

Overall, these nappies are made from cotton, plant-based materials and other ‘thoughtfully selected’ (not sure what that means)! materials. I like the fact that there is an easily available option out there on the high street, for those of us who want a purer option but for whom reusables are just not going to work. There isn’t a perfect option out there and whilst I’d prefer not to be clogging up landfill with disposable nappies, we have to choose something that works for both us and our children.