How to buy a brand new Siemen’s fridge/freezer for free!

OK, so this month has been killer for us financially. We are doing major renovations on our house – now these were planned and budgeted for. However, then we found out one of our pets has a terminal illness cue a small fortune in vet’s bills. The kind where they give you a quote and it ends up being double. Now I wouldn’t change anything because our pets are part of the family, but if I didn’t save money like it’s going out of fashion – we would not have been able to pull these kinds of sums out of a hat. So when on top of all of this, our fridge/freezer decided to say goodbye – we could have been turning to Freecycle or worse, trying to do without. Or I suppose actually, most people would just put it on a credit card and end up paying many times the item’s original price. I’m writing this post to show you exactly where a little bit of on-line earning can get you in just a few months. I bet I’m not the only one facing unexpected strains on their finances, or you might just want to avoid getting into debt over Christmas.

I was just able to buy this Siemen’s Fridge/Freezer from John Lewis for free! Yes, you read that correctly- FREE! (If you are reading this tomorrow 29/09/16 onwards, then unfortunately their great deal will have ended. But here is something similar on Amazon and you can save up Amazon vouchers from all of these sites towards your purchase).

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I want to show you something really tangible, more so than me just giving you the figures for what I earn online. Although, this fridge/freezer represents less than half of what I can earn online each month, just to give you an idea. But I’m not sharing this to boast, I’m sharing this because if I can do it – you can too! You can effectively give yourself a pay rise and make thousands of pounds every year, from the comfort of your sofa or bed!

The majority of my gift cards which were put towards this purchase came from Swagbucks, with a little from Pinecone, a little from a site called Valued Opinions (comment or message me if you want a referral link, as it must be sent to your email address) and 1 voucher from The Wise Society (comment of message me if you want to join up, if they ask for the name of your referrer and I will give you my name. I am not currently certain if they are taking new members). I will aim to write a little more about those last two survey sites ASAP. The small remainder was covered by sites like Newvistalive and Populuslive which pay in cash.

I was lucky enough to catch the last day of a deal offering a 3-year extended warranty for free, taking it to 5 years in total, free disposal of my old appliance (normally £9), £70 cashback which I was given instantly off the purchase price at the checkout and free delivery which is also standard on any item over £50. John Lewis comply with the UK Government’s Waste Electrical and Electronic Equipment (WEEE) Regulations which came into force in 2007. This means that all recyclable elements of our old appliance will be recovered to make new consumer goods. I also love the fact that John Lewis offer eco delivery slots, so I was able to choose a time for delivery when they are already in my area – meaning that more fuel is saved. How very Zero Waste of me!

I am looking forward to receiving my fridge/freezer next week – not least because it will work, but it is an A++ rated appliance and should only cost about £22.50 per year to run. I don’t know what our current appliance rates at, but it’s around 10 years old and undoubtedly won’t be as efficient. I hope that this appliance lives a long life, as I hate the throw away and disposal nature of our society. We inherited our last appliance, so we didn’t have any choice, but it was a cheap brand not known for their longevity. Here’s hoping we have made a better choice. I know none of this makes our purchase ideal, but we are doing our best, along with having chosen an ethical retailer who is doing their best.

I hope this post encourages you to start using some of the methods I have mentioned recently. I will be posting about a lot more and although it seems overwhelming at first, just try to incorporate 1 at a time. Once you’ve built it into your daily routine, you can add another. Until it just becomes normal to check these sites in your spare time. I hope that by starting in the order I am listing them, you will get some good earners in place quickly and see the fruits of your labours. Please comment and let me know how you are getting on! I would love to hear how others are being helped by my posts. That’s all for now folks!

How to clean your oven a more natural way

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Today, we’re taking a short break from discussing survey sites to talk about cleaning your oven! We’re going to cover how to clean it in a more environmentally friendly and less toxic way, saving yourself a heap of money. Not to mention saving you and your family’s health by not spraying around toxic fumes.

I used to try and clean my oven with toxic chemical cleaners. Not only are they expensive, but they never delivered what they promised! They were just another bottle to clutter up under the sink. Now I just use Dri Pak Soda Crystals which are non-toxic, natural and very cheap. I simply fill my bath with hot water, add about 1/4 packet of soda crystals and leave all my oven racks to soak for about 10 minutes. Then I use a couple of soap filled pads, like these Brillo pads and the grease and grime comes away easily. You can see in the picture, it almost instantly gets to work. In about half an hour, I can have my oven looking like new and sparkling clean for about 20p! The only catch is, then I have to clean the bath! lol I think that’s a small price to pay.

Newvistalive- Survey Site

Newvistalive is another good survey site, in my opinion. They don’t run quite as frequently as some, but they do pay £1 per 5 minutes of your time which is good. I find their survey template well structured, clear and easy to complete.

Once again they require you to reach £50.00 before you can be paid and they insist on sending it by cheque to your home address which takes some time. I probably only cash out with them once a year, on average because I do get screened out of a lot of their surveys. The good thing is that they screen you out early on, so you’re not wasting a lot of your time. I would still definitely say they are worth bothering with!

When you sign up, you instantly get £5 credit on your account which goes a long way towards getting you started. They also run a prize draw which you get entered into if you get disqualified from a survey, although I’ve never won it- I suppose it’s a nice touch.

Populus Live – Survey Site

Populus Live is another great survey site. The advantages of this site are that they are amongst the highest paying out there. The surveys come relatively frequently, I get at least 3 per week I would say and often more. Their rule is that they pay you £1 for every 5 minutes of your time. Most of the surveys are between 5-10 minutes long, so you can easily fit them in to your day. Occasionally you get longer ones which are obviously nice, as they pay more!

The disadvantages of this site are that you are required to earn £50 before you can be paid. You must be paid by cheque and you have to wait for this to be sent to you, by post which normally takes at least a month after you have reached the payment threshold. They do screen you out relatively frequently, but usually early on in the survey. They also have a hugely irritating template layout for their surveys which makes them very slow to load. In addition, they have even more vexing sets of questions to test that you are paying attention which basically feel like they are ‘trying’ to catch you out. However I put up with this due to the high payment for each survey.

Overall, I’d urge you to give this site a go since they pay well for surveys completed. If you’d care to share your experiences with the site, then please get in touch!

IPSOS i-say- survey site

IPSOS is a pretty recognisable name in market research, at least I had come across them in the UK thanks to IPSOS MORI polls, doing social research on behalf of the Government. I felt very comfortable signing up to them. For consumers, they run a site called IPSOS i-say which conducts market research- usually in the form of surveys, with occasional product trials throw in if you are eligible.

They offer frequent and reasonably well paid survey via their i-say site. You get paid a number of points depending on the length of the survey. Once you have 1380 points, you can either redeem for a voucher, or donate the money to charity.

If you complete a high percentage of the surveys they send out, you can get bonus ‘loyalty’ points. I cash out £10 with this website usually every month, sometimes more (especially if they run an online research community) and I complete virtually every survey they send me.

I can’t offer you a referral link for this one, but if you would like to be referred please contact me below and give me your first name and email address. Then I will be able to send you a link directly. I would get a small allocation of extra points for doing so.

This company is very reliable in crediting surveys and they even pay points when you are disqualified. However, their vouchers do take around 1 month to reach you via post which is annoying. However they have always arrived in the end.

It’s a great time to sign up for Swagbucks for Swago – Pie Fest!

Strawberry, Pumpkin, Apple, Boysenberry, the list goes on! Craving pie?

It’s time for SWAGO: Pie Fest! What is SWAGO you ask? It’s a bingo-inspired promotion run by Swagbucks, a website that rewards you with points (called SB) for completing everyday online activities which I talked about the other day. You can redeem those SB for free gift cards. If you’ve never used Swagbucks, participating in SWAGO is a great introduction to the site.  Here’s what you need to know to get your 300 SB Bonus:

Swago: Pie Fest will begin on Monday, September 19th at 12pm PDT/3pm EDT, make sure you hit “Join” otherwise you won’t get credit for completing the action items. Each square on your Swago Board will contain an action item to complete.Once you complete the action item in a particular square the square will change color signifying the action item is complete.You have a limited amount of time to mark off as many squares as possible so use your time wisely. Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value.Once you’ve achieved a pattern the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.

The game ends Monday, September 26th at 12pm PDT/3pm EDT. So make sure to hit “Submit” on the pattern you wish to submit. If you don’t hit “Submit” before the game ends you won’t receive your SB bonus. Isn’t it time you signed up? Share your progress in the comments section.

Mintvine

Mintvine is a great survey site, although it also has polls, offer walls & other ways to earn. They send surveys very regularly (several times a day), so it’s easy to rack up points. Like most survey sites, you need to spend a short amount of time filling out your profile. This means that you will get sent relevant surveys & get screened out less frequently.

The plus points of this site are that it’s really easy to use, surveys are frequent, always credit & you can cash out via a variety of methods. I am currently receiving the cash via Paypal. But you can opt to receive a gift card from; Amazon, Debenhams, House of Fraser, iTunes, New Look, Pizza Express, Tesco, Starbucks & lots more! They also pay a small number of points even if you are disqualified.

The only real downsides of this site are that they keep you waiting for at least a week whilst your points are approved & that they pay in US dollars, so you need to convert the currency which means you lose a bit.

This site is a great little earner & I highly recommend it.

Earn money with Pinecone Research

Starting today, I’m going to start walking you through the survey sites I use to earn money online. These can be great earners, but there are a lot of survey sites out there and some are not so reputable, or pay poorly. I’m going to share with you my experience of using survey sites, starting with my highest earners. However this shouldn’t deter you from trying other sites – read online reviews about them first and decide whether you want to try them. This is because every person has a unique set of demographics and so, you might be suited to a different site.

Pinecone Research is a long-established company and to my knowledge is the highest paying. Pinecone do not recruit new members through their website or take unsolicited referrals. However, they post recruitment opportunities through banner ads on various unsolicited websites from time to time throughout the year. If you see one of these ads, you should take the opportunity to sign up! I think I searched for one, or noticed that they were recruiting on www.moneysavingexpert.com They have on occasion emailed a link to me when they have been looking for members, but not recently.

There surveys are very straight-forward and once you get the hang of them, you will find that they all follow the same format. They have just updated their website and now you can redeem your points for all manner of gift cards and items. I prefer to redeem for gift cards at the moment because I am saving up for something specific. But prior to that, I always cashed out via Paypal after each survey because you can redeem just £3, the amount you will be paid for every survey with them. As a bonus, sometimes they also send you the product that the survey was about to trial and give feedback. If this happens, you will be paid another £3 for the follow-up survey AND get the product for free! I reckon each survey takes between 10-15 minutes, so this is a very decent rate of pay.

The only downsides are that they don’t send surveys as regularly as some other companies, sometimes months go in-between, so you can’t rely on this as regular income like you can with some of the other sites I will share with you in the coming days. The upsides are that I have never had problems receiving payment quickly and accurately from them.

Andrew Marr’s Megacities & Global Waste

I’ve been meaning to watch Andrew Marr’s Megacities since it was first shown on TV in 2011. Yes, I’m a bit slow of the mark here! My Uncle actually recommended it to me, as he found it so fascinating. It is truly absorbing content – Andrew explains how now the majority of the world’s population live in cities and not in the countryside. This is only set to increase as time goes on and he discusses the global challenges we face as a human race because of this. I was really interested to see that he covers the problem of waste.

He highlighted how in Dhaka, Bangladesh the poorest people pick over the rubbish tips for anything that they can sell on. As in so many other places, the city just cannot cope with the amount of waste being produced.

He also covered the problem of waste in Mexico City which was just horrific! The canals that were designed to take the run off from the rainy season, are literally thick with rubbish – mostly plastic waste, dead animals but sometimes they even find dead bodies :S As Andrew himself puts it;

  “The modern mania for throwing things away reaches its inevitable consequence here, clogged and festering. Almost everything gets thrown in here.”

The boat that he was lowered into the ‘water’ in is instantly becalmed, as the waste has solidified. They actually have to send a diver into to clear the filters – he risks life and limb. On this particular occasion he finds a tree is blocking the system and is able to remove it.

I always find documentaries like this to be really eye-opening and I particularly enjoyed this 3-part series. It’s as relevant today as it was 5 years ago and it doesn’t feel like the world is collectively doing anything significant to help tackle these issues.

Swagbucks – Earn £50 a Month

Hi everyone! I hope you’ve been getting on OK with last week’s suggestions to make money from home. I thought I’d give you a wee break from more posts, to give you a chance to implement things.

Regular readers will know that I write from time to time, about a site called Swagbucks. The reason I write about it more than any other site is because it’s one of my best earners and it’s so easy! Go on the site every day and click on the daily poll, play 5 rounds of any game, make some of your usual searches through their search engine, answer a survey and run 1 or 2 of their apps and you’ve met your daily target! A little bit of effort goes a long way and I redeem up to £50 worth of free gift vouchers every month. You can choose from almost any gift card you can think of or just take the cash via Paypal. That’s an easy £300-£600 a year. The good news is that Swagbucks run regular events to help boot your points, from team challenges, to Swago boards and gift cards sales. Sign up via my link and join in with the latest team challenge (yes, it is a little bit American) that starts on Monday! If you have any questions, just comment and I’ll help you to get started.

Starting Monday, September 12th, Swagbucks invites you to participate in their Midway Team Challenge. Pre-registration starts today! How will you contribute? Watching videos, completing surveys, shopping online? These activities and more will help your team get ahead. If you’ve never used Swagbucks before, it’s a site where you can earn cash back on everyday tasks you do online.

Now is a great time to join, especially if you participate in the Team Challenge because it’s an opportunity to win an extra bonus for trying out the site. All members who participate and contribute at least 200 SB to their team’s total will receive an SB bonus in the form of a rebate on their next gift card!

I can’t wait to help my team come in 1st place for that 40 SB rebate. The challenge lasts until September 16th so log on or make a free account!