Swag of Spies- Swagbucks- A Chance to Earn Extra Cash For Christmas!

I don’t think there isn’t a person on the planet who wouldn’t mind a little bit of extra cash, especially in time for Christmas. I talk about Swagbucks a lot because it is such a great site! They are about to hold a “Swag of Spies” Team Challenge and so you’ve got an extra incentive to sign-up, if you haven’t already! Sign-up here: http://www.swagbucks.com/refer/BusyLizzyBee

You have been recruited for a top secret mission. Should you choose to accept it, you will earn heaps of SB from Swagbucks. Free Gift Cards are within your grasp. A top secret video of your mission briefing has been recovered here. This message will self destruct in t-minus 5 days.

Your mission will begin November 16th at 9am PT until November 20th at 12pm PT!

All members who participate and contribute at least 200 points to their team’s total will receive an exclusive Swag Up valued at a 25 SB Swag Up Rebate on their next Gift Card Purchase. But that’s not all. Each member of each team, depending on where the team places will receive a SB bonus! 1st place: 20 SB, 2nd place: 15 SB, 3rd place: 10 SB, 4th place: 5 SB.

Not on Swagbucks yet? You can get gift cards for the upcoming holidays by signing up herehttp://www.swagbucks.com/refer/BusyLizzyBee for free and joining the Team Challenge!

A job well done agents. Now go back to earning SB until we call you for the next Team Challenge. Self destruct sequence engage.

Here are all the details:

The Swag of Spies Team Challenge will begin November 16th at 9am PT/12pm ET and end on November 20th at 12pm PT/3pm ET. Members are assigned to one of four teams once they sign up. If they earn at least 200 SB during the challenge, they will recieve an exclusive Swag Up valued at a 25 SB Swag Up Rebate on their next Gift Card Purchase plus up to 20 SB bonus, depending on how well their team does! How to earn SB during the Team Challenge:

How to earn SB during the Team Challenge:

Search Win via Defaulted Search

  • 25 pts

  • Description: Default your search engine and grab rewarding search wins with defaulted searches and contribute 25 pts to your team! Learn how to default your search engine here and make sure your searches qualify as defaulted searches here

  • URL: http://www.swagbucks.com/g/l/14uitz

Search Win SwagButton

  • 15 pts

  • Description: Perform searches through the Swagbucks Mobile App or SwagButton browser extension, when you get a search win you’ll contribute 15 pts to your team.

  • URL: http://www.swagbucks.com/g/l/aij2qq

Survey Complete

Survey DQ/OQ

Watch

Discover

Swagstakes Entry

Swag Codes

Frugal Living Tips- Spend Less, Live More!

Minimalism includes the idea of spending less on consumer items and more on experiences. This month I’ve been thinking  about the necessary (I believe) expense of insurance. Here in the UK it is a legal requirement to have car insurance and after the recent occurrences of extreme weather, which have left people flooded out of their houses and far worse- I think you would have to be foolhardy not to have home insurance. This month is the unfortunate month in the year, when all our insurances come up for renewal, along with all our car insurances, car services and MOT, plus road taxes. It most sincerely was not planned that way, but we manage by saving all year.

Even so, you do not want to spend more on these things than you have to, but you still want a reasonable level of cover with decent customer service, in the event that you should need to claim. I have always subscribed to the school of thought that you should shop around for these things and it has never let me down, as I have always been able to save money and not always needed to change provider. It takes a small amount of time, particularly in the age of comparison sites. I have even found that you can get paid to both shop around for prices and disclose your renewal price, or allow your details to be used to obtain quotes (usually under a false name). To do this, you will need to register with various mystery shopping companies and survey sites. I earned £25 the past 2 years, just to shop around certain providers for quotes on the telephone and complete a short questionnaire about my experiences.

Not only this, but the savings from shopping around can be significant. This past year I kept £136.62 in my pocket. Here’s how I did it:

I shopped around for home and car insurances, mostly using comparison websites. I ended up switching home insurance provider and saved £71.56. I rang up my current car insurance provider and asked them if they could give me a better price (as I knew there were only savings of £30 to be had by switching). Simply for asking, they knocked £52.56 off my renewal price. It makes you feel like they simply are trying to fleece people who aren’t brave enough to ask. It’s possible I guess, that I could have haggled further. But I knew that was a better offer than I was going to get anywhere else- so I took it.

I have a courtesy car whilst my car is in for its service and this has always been free, until now. The garage wanted to charge me £12.50 for a day’s insurance with a £500 excess, should I have an accident. I came home, rang up my current insurer and they set up a day’s policy for FREE, just because I asked with a £150 excess!

I may have been able to get a better price for my car service too, since my local main dealer offers to price match any service using genuine parts. But I would have needed to obtain a written quote and I personally don’t know which other garages I would have approached that I felt were trustworthy. I checked around with friends in the know and made sure that they were offering a fair price for the work needed. In addition, after all this shopping around for insurance- I didn’t really have time to fit in the research required as well. I need to plan better for that in the future!

I am planning to take a mystery shop for the other car’s service, which means that I will get the service for a lot less. In the past, this has sometimes meant having a video researcher accompany me with a hidden camera! (I had to pretend they were a friend who I was dropping at work afterwards). I am not sure yet what is involved this year, but I feel answering a few questions is a small price to pay for a chunk of money off! With this particular car (a Nissan), if we get a main dealer service (not only do we get the chance to mystery shop them), they also throw in a year’s free breakdown cover. It’s not expensive and basically a very good deal!

I hope these tips help you to save more money on the essentials and more on great experiences in life!